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Veterans’ Group Life Insurance (VGLI)
Converts SGLI to renewable term coverage after separation. Amount starts at the SGLI level you had, up to $500,000. Premiums are by age only. Eligible VGLI coverage active on Nov. 1, 2026 has a premium holiday Nov. 1, 2026 through Jan. 31, 2027 — automatic, no signup. The first premium that starts new coverage is not waived. Holiday is VGLI only (not SGLI, VALife, or others).
Who it is for. Had SGLI and are within 1 year and 120 days of qualifying separation, reserve release, IRR/ING assignment, or TDRL. Some injured Guard/Reserve with part-time SGLI also qualify. Holiday: coverage active on Nov. 1, 2026; not if cancelled or lapsed on or before Oct. 31, 2026.
Bring. SGLV 8714, separation document (DD-214, NGB-22, or equivalent), and first premium. Online path is through OSGLI/Prudential.
Timing. File within 1 year and 120 days of separation. First 240 days: no health review. After 240 days, health evidence is required. Premium holiday window is Nov. 1, 2026–Jan. 31, 2027.
FortSource maps the official page. No claim filed on anyone’s behalf. Not VA, not DoD, and not legal advice. The issuing agency’s form wins.